Dividends That Grow!
Because income that grows … builds wealth that lasts.
👋 Hello friends,
Markets change. Trends fade. But a well-chosen dividend stock keeps doing the same thing quarter after quarter — putting cash in your pocket and quietly increasing that payout year after year.
That’s the kind of consistency that builds freedom.
As a retired financial manager who’s seen bull markets, bear markets, and everything in between, I can tell you — dividend growth is the calm in the storm.
It’s not flashy. It’s not trendy. But it works.
📈 Why Dividend Growth Matters
A growing dividend tells a story — not about price charts or hype, but about profit discipline and confidence.
When a company raises its dividend, it’s signaling:
1️⃣ Profits are stable or rising.
2️⃣ Management trusts its future cash flow.
3️⃣ Shareholders are being rewarded, not forgotten.
That’s what separates a paycheck from a plan.
Over time, those increases compound — and so does your income.
A 3 % yield that grows 6 % per year doubles your payout in roughly 12 years — before reinvesting a single dollar.
That’s dividends that grow — not stand still.
🧱 The “35” — Building Income Through Growth Dividends
In the 50/35/15 framework, the 35 % allocation represents dividend-growth stocks — the companies and ETFs that steadily raise their payouts year after year.
Here’s how I approach that segment:
SCHD (Schwab U.S. Dividend Equity ETF) — a model for dividend growth and quality income.
Energy Transfer (ET) — energy-infrastructure cash flows with reliable distributions.
AGNC Investment Corp. (AGNC) — a monthly payer offering high yield in the mortgage-REIT space.
Ellington Financial (EFC) — consistent income and diversification in yield.
Each plays a role: steady cash, dividend growth, and exposure to sectors that pay.
Together, they form the bridge between income and growth — giving you both stability and progress.
💡 Dividend Growth vs. High Yield
There’s a difference between chasing yield and owning growth.
Chasing yield often means taking on risk the market already sees coming.
Dividend growth means trusting companies that can earn more and share more each year.
Yield gives you cash today.
Growth gives you confidence for tomorrow.
The best portfolios mix both — and that’s what the 50/35/15 framework does by design.
✳️ Special Update
🎉 MoveOn LLC has officially launched the 50/35/15 Club!
Starting January 2026, members will follow a shared framework —
50 % Income, 35 % Growth, 15 % Speculation — beginning with just $1,000.
It’s not a fund; it’s a community of independent investors learning together, tracking results, and building consistency month by month.
👉 Learn more about the 50/35/15 Club here
🪙 Reinvesting for Real Growth
Every dollar of dividend income is a worker. Reinvest those payouts, and you’re hiring new employees for your portfolio every month.
That’s how I treat my dividend positions — not as checks to cash, but as tools for expansion.
Even modest reinvestment can double your effective yield over a decade.
🔔 Final Thought
Consistency wins. Always has, always will.
A growing dividend is a reminder that time is your greatest ally — if you give it room to work.
As we close out the year and prepare for the 50/35/15 Club launch, remember:
You don’t have to chase the market to win — you just need to own assets that pay you, and grow those payments over time.
Thank you for being part of The Consistent Investor.
— Samuel
Founder, MoveOn LLC
Visit MoveOn LLC →
Consistency. Cash Flow. Growth.
⚖️ Disclaimer
All content is for educational purposes only and should not be considered financial or investment advice. Always conduct your own research or consult a qualified advisor before making investment decisions. Past performance is not indicative of future results.